Hutchinson threw for 278 yards, including a 51-yard touchdown to Javin Whatley.
EIU had a 10-7 lead after Jonah O'Brien's 31-yard scoring toss to Nile Hill in the final minute of the third quarter but Ford's 4-yard score put the Mocs (2-0), ranked 10th in the FCS coaches poll, in front for good.
Ford's other TD run of 21 yards made it 27-13 midway through the third quarter. An Andre Southard field goal and Hutchinson's 14-yard run in the fourth quarter gave the Mocs a cushion.
O'Brien threw for two touchdowns for the Panthers (0-2).
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